Archive for the ‘Mastercard’ Category

What will happen to my credit cards if my home is foreclosed?

Sunday, June 27th, 2010

triguyinla asked: I have over $100,000 in credit on my 7 or 8 credit cards, all with a 0 balance. I am facing foreclosure in a few months. Will the banks cancel my credit cards once I get a foreclosure on my credit? Should I just max ...

What credit cards allow you to add an Authorized User WITHOUT requiring their social security number?

Monday, June 21st, 2010

Richard asked: Both personal and small business credit cards would be helpful. Thanks! I know through personal experience that American Express DOES require a SS# when adding additional cardholders (at least for personal cards), and that Advanta does NOT require a SS# when adding additional cardholders. Personal experience with additional issuers ...

How to pay off credit cards enrolled in a debt management program?

Thursday, June 17th, 2010

MiC asked: I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will ...

Apply Online | Pet Rewards™ Visa® Credit Card From Bank of America®

Monday, June 14th, 2010

College Credit Builder asked: Your pet’s picture can now be uploaded and featured on the Pet Rewards™ Visa® Credit Card issued by Bank of America®.  (www.petcreditcardrewards.com ).   This rewards credit card is scoring big with pet lovers and credit card consumers across the country.  Like many department stores, universities and ...

How can I protect my credit cards from magnets?

Friday, June 11th, 2010

chelsea asked: I recently bought a magnetic card case to carry my credit cards and it seems that the magnet is destroying my credit cards. I had a case exactly like this (same brand, same type) before and the magnets never did this before. Is there anything I can do? I ...

Apply Online | Oakland Raiders Credit Card

Wednesday, June 9th, 2010

College Credit Builder asked: The Oakland Raiders official team logo is now being proudly displayed on the NFL Extra Points™ Platinum Plus® Visa® Credit Card from Bank of America.  (www.raiderscreditcard.com).   This rewards credit card has proven to be a touchdown with fans across the country and has made huge strides ...

does it hurt your credit to close out long standing credit cards in good standing? If so why?

Sunday, June 6th, 2010

Ms. Kitty asked: I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I thought this was strange as good credit reflects on ...

How do I get rid of credit cards without hurting my credit?

Saturday, June 5th, 2010

Yogiandbooboo asked: I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear ...

Online Application | Pittsburgh Pirates® Extra Bases® Credit Card

Friday, June 4th, 2010

College Credit Builder asked: The Pittsburgh Pirates® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.piratescreditcard.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department ...

Apply For Credit Card-Getting Approved For A Credit Card Can Be Difficult

Friday, June 4th, 2010

credit cards rates asked: Getting approved for a credit card can be difficult without a positive credit history working in your favor. It's a Catch-22: To obtain a credit card, you need a good credit history. But to have a good credit history, you need to establish good credit!This no-win ...