Archive for December, 2009

How do I switch credit cards and not affect my credit score?

Monday, December 28th, 2009

salena asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don't need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling ...

Online Application | San Diego Padres® Extra Bases® Credit Card

Friday, December 25th, 2009

College Credit Builder asked: The San Diego Padres® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.  (www.padrescreditcard.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many ...

How many credit cards should a person have?

Saturday, December 12th, 2009

Kat asked: I know having too many is not good for a person's credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card?Braided Fishing Line

How many credit cards can you have before they drop your credit score?

Wednesday, December 9th, 2009

Test asked: I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score? I had problem getting a credit card when I had no credit history and then after I finally got ...

How many credit cards should I have open for a good credit score?

Monday, December 7th, 2009

Thomas G asked: I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??Airless Paint Sprayer

Online Application | Atlanta Braves® Extra Bases® Credit Card

Saturday, December 5th, 2009

College Credit Builder asked: The Atlanta Braves® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.  (www.bravescreditcard.com).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, ...

Is having a lot of credit cards good or bad for your credit score?

Saturday, December 5th, 2009

achyled asked: I've heard both... my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula how much you owe/ total credit , so in that case having more cards would be better. ...