What credit card info is needed for buying a house?

January 3rd, 2012
Lissa asked:


I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at any point in buying our new house if my own personal credit card debt would even come up, since only his income is an issue.

Vertical Vinyl Siding
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How do credit card companies take advantages of costumers or the effects of having one?

January 1st, 2012
Panda✿ asked:


Need help writing a paper, i need some topics/points on how credit card companies take advantage of Americans? Or like the effects of having a credit card.
I have no knowledge about credit cards what so ever.

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What is expected to happen to short-term interest rates and long-term interest rates during the next year?

December 31st, 2011
angel_rat_83 asked:


What is expected to happen to short-term interest rates and long-term interest rates during the next year?
Why would it change, stay the same or rise?

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What are some relationships between different interest rates?

December 27th, 2011
Capitalist_pig asked:


Are there any well known relationships between different interest rates?

For example: The 20-year T-Bond rate is usually 2% above 3-month T-Bills.

Stuff like that. Is there a website that would have things like that? It doesn’t have to be just treasury security rates, it can be inflation rates, Federal Reserve interest rates, whatever.

Thanks

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How high did interest rates go in Japan after they were downgraded?

December 27th, 2011
Common Sense asked:


Oops interest rates actually dropped on the #2 economy.
Gee we are already in year 5 of limping along . High debt doesn’t seem to be helping us.

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How can the overnight call rates be so low compared to the market interest rate?

December 23rd, 2011
Naveen V asked:


When the RBI has a repo rate of 6% and a reverse repo rate of 7.5%, one would expect the overnight call rate among the banks to be somewhere between 6% and 7.5%. I believe the current very low levels of the call rate is because of the RBI using the repo window to suck liquidity only to a limited extent of Rs 3000 crore / day. What i dont understand is how the call rates can be as low as 1% (the 1% is for interest charged per annum right?). Isnt this cheap money for the banks then? Why not borrow cheap and park them in treasury bonds or liquid mutual funds? How can the overnight call rate be far off from the market interest rate irrespective of the repo and reverse repo rates and the amount of money the RBI actually does borrow from the commercial banks?

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When do you think interest rates and inflation will start going up?

December 23rd, 2011
Plain Jim asked:


This is an opinion question of course, but when do you think interest rates and inflation will start going up?

I’m sure we are already in an inflationary phase, but will interest rate increase follow?

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How does falling interest rates of one currency affect other currencies?

December 22nd, 2011
Oz Z asked:


For instance, if EURO interest rates are reduced, how does it affect EUR/USD exchange rates. Common sense dictates that the EUR/USD would decrease in value as people flock to currencies with higher returns. But this is not only always the case. It may be not the actual reduction in rates, but the commentary (optimism/pessimism for the future) that goes along with it. Comments?

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Are interest rates adjusted by the central bank the same as that of commercial banks?

December 20th, 2011
Steven TJ asked:


When central banks (like the Fed) adjust interest rates, are these the same rates used by Commercial Banks? Do Commercial Banks give the same interest rates as the Central Bank?

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How to find out interest rates around the world?

December 20th, 2011
Someguy asked:


Is there an easy way to find out the interest rates in many different countries such as their central bank’s rates, typical mortgage rates, etc?

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