Credit Cards - Mastercard

asked:


I’m a student and have never had a credit card but I’m looking to build up some credit just for good measure as I know a good credit score will help me out in the future. I know nothing about credit cards so I was just wondering what is the best deal out there or how to find the best deal for me? What exactly should I be looking for and what should I definitely stay away from? Any little bit will help.

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me2 asked:


I am about to enter a a debt management program for one of my credit cards. The say that they can negotiate a settlement. My question is can I do that on my own? Will the credit card company listen to me? or do I need to let the management service handle it?

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youresoscene_xxx asked:


I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.

So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.

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Heedie asked:


I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and have a decent job, yet credit card companies don’t give me the time of day. Does anyone know of a company that will work with a credit slacker like me?

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SwimGirl asked:


A) As interest rates decrease, demand for money increases.
B) As interest rates increase, demand for money increases.
C) Interest rates are determined by demand for money.
D) Interest rates and demand for money are unrelated.

—

I am so confused. Is money supply the same thing as demand? In that case it would be B. But then again what if has nothing to do with it, then it would be D?

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NONAME asked:


I really don’t get this. At the moment, most inflation is directly or indirectly related to the price of fuel. Many people do not have mortgages and have enough money to support themselves without using credit.

How can the reserve bank continue to assume that interest rates will control inflation when, rate rise after rate rise, price inflation seems to continue?

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Reggie asked:


I have 2 credit cards and they’re not even that much. I’ve been paying every month to reduce the balance but after interest charges, it seems to go straight back up. I recently checked my credit score, and it’s in pretty OK shape. I know if I get another credit card, my credit limit will be enough to cover for both debts. My plan is to just get a new credit card with no interest for one year and pay them off then cancel my other 2 credit cards.
Is that a safe idea? Will it affect my credit score (negatively) that much to do so?
Thanks.

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akp asked:


I think both of them can give credit cards or is it the bank only who issues them.If it is given by bank why we have different credit card companies,do a single bank issue credit cards of different companies.
Or do a single credit card company offers services at different banks.Where can i get basic things about credit cards and things to know before getting myself one.

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Yardbird asked:


This seems to be the current situation; usually interest rates go up with inflation (which would make bond prices go down), but now we have substantial inflation, and interest rates are heading south. Help! Are bonds safe?

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Michelle W asked:


I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?

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