What credit card is the best one to apply for?

January 6th, 2012 | by admin |
J.Smith asked:


I’m a college student looking to apply for a credit card. I will like a credit card that will give me the best, highest, limit, and that has a lot of good rewards. I know I will not be able to get both, but I will like to know what credit card is the best for a college student.

Kitchen Cabinet Organizers
Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Bumpzee
  • del.icio.us
  • Facebook
  • Furl
  • Mixx
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google

  • I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card?
  • How could i apply for a prepaid mastercard from the USA if i’m in the UK?
  • What kind of credit card can I apply for that rewards me because of excellent credit?
  • What is the best credit card to apply for for the first time?
  • Mastercard: How And What Card To Apply For
  • What is the difference between Visa and Mastercard?
  • Can you have more than two visa or two mastercard credit cards?

    1. 3 Responses to “What credit card is the best one to apply for?”

    2. By Alison on Jan 8, 2012 | Reply

      Don’t get a credit card unless you can pay the balance off every month. Credit cards charge high rates of interest so you are paying money in interest which buys you absolutely nothing….which is such a waste. The limit depends on credit scoring and usually you start off with a very low limit so they can see if you can handle it - if you don’t pay any money back you will soon find yourself in trouble, and it will be much harder to borrow in future. When I was a student my limit was initially £250, it is now over £8000, but I never spend on it unless I can pay it off - otherwise you needlessly fritter your money away. Please don’t get into something you cannot afford - boring I know, but being sensible has meant I am now able to have a lot more than my friends in terms of house, and other goods…..please don’t learn the lesson the hard way.

    3. By Moe Green on Jan 8, 2012 | Reply

      credit cards ,if you can afford them you don’t need them.and if you need them you can’t afford them

    4. By Christina on Jan 9, 2012 | Reply

      Here is a site that will show you the overall best credit cards for various categories (no fees, lowest interest rates, best rewards, etc.):

      However, don’t get a credit card unless you plan to and are realistically able to pay off the card each month.

    Sorry, comments for this entry are closed at this time.